Defence Costs: Inside or On Top?
The notice arrives on a Tuesday. By Friday you have an advocate, a retainer and an invoice carrying a number ...
The notice arrives on a Tuesday. By Friday you have an advocate, a retainer and an invoice carrying a number ...
Almost nobody discovers a gap in their cover while simply reading a policy. They typically discover it on the phone ...
Nobody actively reads it. It sits four or five pages deep into the policy wording. Specifically, it sits in the ...
Pull up your policy schedule. Somewhere below the sum insured, in the same small type as everything else, there is ...
A patient you treated in 2022 suddenly files a medical negligence complaint in 2026. You were fully insured back in ...
You forgot your renewal once. It happened exactly three years ago. You caught the dangerous lapse four days late. Consequently, ...
It is August. Your hospital empanelment renewal notice just arrived. Suddenly, you realize you do not hold a personal policy. ...
Your medical registration finally came through in March. You have just started working as a junior consultant. Specifically, you are ...
A new quote suddenly lands in your inbox in March. It has the exact same sum insured. It covers the ...
You are on the exact last page of an insurance proposal form. It is eleven at night. One specific box ...
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