How Fast Must You Report It?
The notice came in on the 4th. You read it, put it in the drawer, and decided to deal with ...
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Tag: claims made policy doctors
What Counts as Already Knowing
A relative raised her voice at your reception desk in March. Nothing was filed. Nobody wrote anything down. You bought ...
You Retire. The Claims Window Does Not
You stopped operating in March. The clinic has been handed over safely. The last renewal notice went unanswered on purpose. ...
The Most Important Date on Your Policy
Pull up your policy schedule. Somewhere below the sum insured, in the same small type as everything else, there is ...
Claims-Made vs Occurrence, Explained
A patient you treated in 2022 suddenly files a medical negligence complaint in 2026. You were fully insured back in ...
One Old Complaint. Declare It Or Not?
You are on the exact last page of an insurance proposal form. It is eleven at night. One specific box ...
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