In Pune, a woman seven months pregnant went to a well-known hospital in a critical state. Her blood pressure was frighteningly high as she was carrying twins. Time was not to be wasted. Her family was requested to deposit ₹20 lakh prior to admission. They managed to raise ₹3 lakh in an hour.
Treatment was withheld She later died at another hospital after delivering
This is a case of delayed treatment. And for the medical profession, it holds an imperative lesson not so much about systemic failure, but about the importance of holding on when things slip out of your control.
Doctors didn’t deny care but were caught in a system that did
At such moments, when hospitals are being named and indignation mounts among the public, fault does not always follow reason but it follows emotion. The admission process might have been stopped by the billing process. The paperwork might have caused a delay. But when the public reacts, it’s the healthcare provider or doctors whose names are read in the headlines first. Even when you’re not at fault, you’re the one who’s supposed to respond.
Tragedy strikes fast legal complications strike faster
The family has termed this as negligence. There are those who have even gone to the extent of accusing murder. The state government has directed a formal inquiry committee. Various statements are being taken. CCTV camera footage is being investigated. What is being investigated is not even what happened but who was there, and what they do. That is where it is a problem for you not just as a doctor, but as a professional who is having to navigate the legal risks of modern practice.
One front desk decision can lead to a courtroom in the backroom
The treating doctor may not have made the financial decision. The attending doctor may not have been consulted. But none of that matters once allegations start flying. If your name appears in a complaint, you need to defend it. And that’s where Professional Indemnity Policy becomes not just valuable, but vital.
Indemnity is not guilty its readiness for the things that are not your fault
Nobody enters the field of medicine to end up in a courtroom. You’re trained to cure, not to defend. But the times are different. One administrative hiccup, one operational error, and your name can be caught in a whirlpool of investigations, headlines, and public opinion. And while institutions may be able to hide behind policy and procedure, doctors are alone unless supported by proper indemnity cover.
Law doesn’t always wait for context but indemnity gives you the time to explain
Even if you were justifiably in the right in a case, you can be called upon to appear before panels, provide explanations, and undergo professional questioning. It might not result in suspension or conviction, but it can suck the time, the energy, and the peace of mind out of you.
An indemnity policy coverage takes over where the hospital administration steps back. It covers your legal fees, guards your license, and enables you to carry on your practice with honor, even when the commotion outside is great.
You care for patients in crisis your indemnity cares for you in chaos
This one is a sad one. A young mother died. Her family is grieving. Authorities are investigating. But in the midst of all this, doctors can never forget: you are the first called when a life is at stake but you are the first blamed when one is lost. Regardless of your motive. Regardless of your morals. Regardless of your best efforts.
When media lights go on you need more than just a clean conscience
Newsrooms move quickly. Social media moves quicker to condemn. The public’s memory is short but keen. When something like this happens, your name does not always have to be mentioned outright to be wounded. Even when you are mentioned in passing, the ripple effect can strike hard. That is why indemnity is no longer a luxury. It is the first line of professional protection in a more uncertain world.
The partner of 95+ medical associations “CoverYou“
At CoverYou, we don’t just sell indemnity policies, we customize doctor-first protection plans. We understand how hospitals operate, understand how doctors handle stress, and understand how today’s law requires savvy, specialty-driven coverage.
No matter if you are in surgery, OPD, or diagnostics, reputation is your greatest strength. Let us guard it together. This is not fear. This is foresight. Because even the best doctors need backup.
