help@coveryou.in
1800-202-6900
Professional Indemnity Insurance
  • Doctors
    • Professional Indemnity
    • Health Insurance
    • Motor Insurance
    • Term Insurance
    • Life Insurance
    • Home Insurance
  • Hospitals
    • Professional Indemnity
    • Property Insurance
    • Public Liability Insurance
    • Money Insurance
    • Comprehensive Package Insurance
  • Knowledges
    • Doctors
      • Do’s
      • Don’t
      • Bail & Anticipatory Bail
      • How To Prevent Mishap
      • Supreme Court
      • Criminal Liability
      • Indemnity
    • Hospitals
      • Requirements For Hospital
      • Regulatory Requirements Of Blood
      • Bio-Medical Waste Management
      • Death In OT
      • Vicarious Liability
      • Risk Management
    • Acts
      • Sections Of India
      • CPA
    • Case And Judgment Summaries
    • Press Release
    • Recent Medico-Legal Cases
  • Renew
    • Doctors
      • Renew Professional Indemnity
      • Renew Health Insurance
      • Renew Motor Insurance
      • Renew Terms Insurance
      • Renew Life Insurance
      • Renew Home Insurance
    • Hospitals
      • Renew Professional Indemnity
      • Renew Property Insurance
      • Renew Public Liability Insurance
      • Renew Money Insurance
      • Renew Employee Dishonesty Insurance
      • Renew Comprehensive Package Insurance
  • Claim
    • Claims Assistance
    • Track Claims
  • Support
    • Buy Now
    • Policies
    • Find A Medico-Legal Lawyer
    • Find Senior Doctor
    • Get Help
    • Manage Communication Preferences
Buy Policies
  • Doctors
    • Professional Indemnity
    • Health Insurance
    • Motor Insurance
    • Term Insurance
    • Life Insurance
    • Home Insurance
  • Hospitals
    • Professional Indemnity
    • Property Insurance
    • Public Liability Insurance
    • Money Insurance
    • Comprehensive Package Insurance
  • Knowledges
    • Doctors
      • Do’s
      • Don’t
      • Bail & Anticipatory Bail
      • How To Prevent Mishap
      • Supreme Court
      • Criminal Liability
      • Indemnity
    • Hospitals
      • Requirements For Hospital
      • Regulatory Requirements Of Blood
      • Bio-Medical Waste Management
      • Death In OT
      • Vicarious Liability
      • Risk Management
    • Acts
      • Sections Of India
      • CPA
    • Case And Judgment Summaries
    • Press Release
    • Recent Medico-Legal Cases
  • Renew
    • Doctors
      • Renew Professional Indemnity
      • Renew Health Insurance
      • Renew Motor Insurance
      • Renew Terms Insurance
      • Renew Life Insurance
      • Renew Home Insurance
    • Hospitals
      • Renew Professional Indemnity
      • Renew Property Insurance
      • Renew Public Liability Insurance
      • Renew Money Insurance
      • Renew Employee Dishonesty Insurance
      • Renew Comprehensive Package Insurance
  • Claim
    • Claims Assistance
    • Track Claims
  • Support
    • Buy Now
    • Policies
    • Find A Medico-Legal Lawyer
    • Find Senior Doctor
    • Get Help
    • Manage Communication Preferences
No Result
View All Result
Professional Indemnity Insurance
No Result
View All Result
Home Blog

How Resident Doctors Can Be Held Liable for Medical Negligence Cases

coveryouadmin by coveryouadmin
December 28, 2024
in Blog
Reading Time: 5 mins read
0 0
0
How Resident Doctors Can Be Held Liable for Medical Negligence Cases

Resident doctors are medical graduates undergoing a specialized training while working in the hospitals under the supervision of senior doctors. They are often the first point of contact for patients, handling critical responsibilities such as diagnosing conditions, administering treatments and managing emergencies. However, their limited experience, combined with high pressure environments, can make them vulnerable to errors or allegations of negligence. 

Scenarios where Resident Doctors may be liable:

  1. Failure to Diagnose or Delayed Diagnosis: If a resident doctor misinterprets a patient’s symptoms or medical test results, it can lead to a wrong diagnosis or delay in identifying a condition. This can result in incorrect or delayed treatment, causing harm to the patient. For example, failing to recognize signs of a serious illness, like cancer or a heart condition, could prevent timely treatment and make the situation worse.

  2. Errors in Treatment or Judgment: This occurs when a doctor makes a mistake in the treatment process, such as giving the wrong medication or incorrect dosage. Administering a drug that the patient is allergic to or performing a procedure incorrectly can lead to complications, harm, or even death. These errors are serious and can result in a doctor being held liable for negligence.

  3. Negligence in Emergency Care: In emergency situations, doctors are expected to act quickly and follow proper medical protocols. If a resident doctor fails to do so, such as not providing urgent care or not following the correct steps in trauma cases, it can lead to serious consequences for the patient. Delayed treatment or mistakes in critical situations can cause lasting harm and even death.

  4. Working Beyond Expertise: Resident doctors are still in training and are expected to work under supervision when performing certain tasks. If a resident doctor attempts to handle medical situations outside their level of expertise or fails to ask for guidance from more experienced doctors, they could make serious mistakes. This could result in improper treatment or complications that could have been avoided with appropriate supervision.

  5. Poor Documentation and Communication: Incomplete or unclear medical records can lead to confusion and mistakes in patient care. If a resident doctor doesn’t document key details about a patient’s condition or treatment, it can cause delays or errors in their care. Additionally, failing to properly communicate with patients about procedures or the risks involved can lead to misunderstandings, leaving the doctor vulnerable to liability if something goes wrong.

Real Cases Examples:

Recently, in Kerala, a heart patient died after receiving the treatment from a failed resident doctor. The guy was suffering from severe chest pain and breathlessness and was rushed to the hospital but died shortly after receiving treatment. The doctor was later arrested by the police.  

Similarly, three resident doctors from a renowned hospital were reprimanded after a nursing officer suffered complications during childbirth. While the labor initially progressed normally, a sudden drop in the fetal heart rate required an emergency cesarean. The anesthesiologist was absent, and a junior resident without proper experience or training took on the role. This led to a failure in managing the critical situation. As a result, the Delhi Medical Council recommended removing the doctors from the medical register for 30 days in case of alleged medical negligence 

Legal Framework For medical negligence in india:

  1. Civil Liability: Governed by the law of torts, a resident doctor may be liable if their actions or omissions cause harm that a reasonably competent doctor in similar circumstances would have avoided.
  2. Criminal Liability: Under the Indian Penal Code (IPC), Sections 304A (causing death by negligence), 336 (act endangering life), 337, and 338 deal with medical negligence resulting in injury or death. Criminal charges require gross negligence or reckless disregard for patient safety.
  3. Consumer Protection Act (CPA), 2019: Patients may approach consumer courts to claim compensation for deficiency in medical services. Resident doctors, along with hospitals, can be held liable for inadequate care.
  4. Medical Councils: Disciplinary actions by state medical councils or the National Medical Commission may include suspension or cancellation of licenses if professional misconduct or negligence is proven
How can Resident Doctors protect themselves from negligence claims?

As a resident doctor, you carry significant responsibilities, often working under high-pressure conditions with limited experience. Despite your best efforts, unforeseen complications or allegations of negligence can arise, exposing you to legal and financial risks. As a result,  Professional indemnity insurance is a must for doctors like you. It acts as a safety net, ensuring that you can focus on patient care without the constant worry of litigation or financial burdens.

Importance Of Professional Indemnity Insurance

In today’s litigious environment, professional indemnity insurance is not a luxury but a necessity for resident doctors. It is an essential protection for professionals, especially in fields like medicine. It helps safeguard against financial losses that can arise from lawsuits or claims of negligence. These legal battles can be extremely expensive, with costs running into lakhs or crores, but indemnity insurance covers these expenses, easing financial stress. It also provides access to expert legal support to defend against such claims, ensuring you don’t have to handle complicated legal matters alone. 

Additionally, it protects your reputation, which could be harmed by allegations of professional mistakes, by offering a strong defense. Many hospitals and medical institutions also require doctors to have this insurance, making it a necessity for employment. Most importantly, it gives you peace of mind, allowing you to focus on your work and skills without the constant worry of legal consequences.

What CoverYou Offers? 

Protect your practice with CoverYou, India’s leading insurance broker for doctors, backed by 75+ medical associations. With expertise gained from consulting 500,000+ doctors nationwide, we offer customised professional indemnity insurance. Our panel of 500+ senior Doctors and 10,000+ Medico-Legal lawyers ensures strong legal backup. In case of a medical lawsuit, we allocate lawyers within 2 hours, providing 24/7 support. Enjoy exclusive benefits like discounted premiums, multi-year policies, and expert medico-legal guidance.

Protect your Practice and Peace with the right indemnity insurance coverage from CoverYou.

References:

https://www.indiatoday.in/india/kerala/story/heart-patient-dies-resident-medical-officer-failed-to-clear-mbbs-kerala-kozhikode-2609415-2024-10-01

https://www.japi.org/article/japi-72-8-63

https://timesofindia.indiatimes.com/city/delhi/three-aiims-doctors-reprimanded/articleshow/64166221.cms

https://www.researchgate.net/publication/377599297_Duty_of_Junior_Resident_in_Emergency_in_interpretation_of_X-Ray_A_Case_of_Medical_Negligence_A_Case_Study_based_on_DMC_MCI_and_Delhi_High_Court_Judgments

Tags: Medical negligenceResident doctors
Previous Post

How The Value Of A Car Affects Its Insurance Premium

Next Post

Mental Healthcare Act 2017: What It Means for Psychologists

coveryouadmin

coveryouadmin

Professional Indemnity- Our expertise lies in safeguarding the interest & reputation of our esteemed Medical Fraternity with our revolutionary product- Doctors Professional Indemnity Insurance. Given the complex & high-stakes nature of healthcare operations, doctors are certainly exposed to medical negligence risks at all times. It is very important to protect your high-responsibility profession with a Professional Indemnity Cover that will act as a safety net against any malpractice claim. Our Professional Indemnity is best suited for all your medical practice requirements. CoverYou’s Customised Professional Indemnity Insurance will not only safeguard your finances but also your hard earned reputation. We provide customised benefits exclusively tailored to meet the needs of Doctors & Hospitals. Our Professional Indemnity is guaranteed to provide comprehensive medical negligence coverage with an expert lawyer panel & renowned senior doctors present all across India. We are known to offer handheld support to our customers throughout their journey with us especially during claims!

Related Posts

How Social Media and Information Technology Are Transforming Healthcare Practice in India
Blog

How Social Media and Information Technology Are Transforming Healthcare Practice in India

June 13, 2025
A Day in the Life of an Indian Doctor
Blog

A Day in the Life of an Indian Doctor

June 11, 2025
Why Surgery in India Represents a Different Reality
Blog

Why Surgery in India Represents a Different Reality

May 30, 2025
The Gender Gap in Orthopaedics: Why So Few Women?
Blog

The Gender Gap in Orthopaedics: Why So Few Women?

May 27, 2025
Health Insurance Portability Doctor's Guide
Blog

Health Insurance Portability Doctor’s Guide

May 24, 2025
Who's the Indian doctor?
Blog

Who’s the Indian Doctor?

May 24, 2025
Next Post
Mental Healthcare Act 2017: What It Means for Psychologists

Mental Healthcare Act 2017: What It Means for Psychologists

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Archives

  • June 2025
  • May 2025
  • April 2025
  • March 2025
  • February 2025
  • January 2025
  • December 2024
  • November 2024
  • October 2024
  • September 2024
  • August 2024
  • July 2024
  • June 2024
  • May 2024
  • April 2024
  • March 2024
  • February 2024
  • January 2024
  • December 2023
  • November 2023
  • October 2023
  • July 2023
  • June 2023

Categories

  • Blog
  • casestudy

Recent Posts

  • How Social Media and Information Technology Are Transforming Healthcare Practice in India
  • A Day in the Life of an Indian Doctor
  • Why Surgery in India Represents a Different Reality
  • The Gender Gap in Orthopaedics: Why So Few Women?
  • Health Insurance Portability Doctor’s Guide

© Alexa Insurance Broker Pvt. Ltd. All Rights Reserved

Insurance

  • Doctor's Insurance
  • Hospital Insurance
  • Health Insurance

Resources

  • Press Release
  • Customer Reviews
  • Blogs

Company

  • About Us
  • Contact
  • Career
Alexa Insurance Broker Private Limited
IRDAI License Number: 825
CIN: U66010DL2020PTC371173
Direct Broker (Life and General)
Valid Till: 08/06/2025
Principal Officer- Mr. Deepanker Mahajan

Payment Methods

Secured With

DMCA.com Protection Status

Follow us on

*Standard T&C Apply. All products information and offerings are authentic and solely based on the information received from the insurers. For more information on the risks associated with purchasing insurance, please read the sales brochure of the insurer carefully. Tax benefits are subject to changes in the applicable tax laws. Visitors are hereby informed that their information submitted on the website may be shared with Insurers. You authorise Alexa Insurance Broker Pvt. Ltd. (CoverYou) to contact you through Call, SMS, Email, WhatsApp or any other mode in the future. You hereby override your NDNC registration.
Alexa Insurance Broker Private Limited, CIN: U66010DL2020PTC371173, Regd. Off: RZ 129/A, Shiv Mandir Marg, Raj Nagar 1, Palam Colony, New Delhi - 110077; Corp. Off: Plot No. 15 & 16 - C, Udyog Vihar, Phase 5, Gurgaon, Haryana – 122022.
IRDAI License no. 825; Direct Broker (Life & General) valid till 08th, June, 2025. Email - help@coveryou.in; Helpline number: 1800-202-6900.

Copyright © CoverYou All Rights Reserved

  • Refund & Cancellation
  • Policy Statements
  • Terms & Conditions
No Result
View All Result
  • Doctors
    • Professional Indemnity
    • Health Insurance
    • Motor Insurance
    • Terms Insurance
    • Life Insurance
    • Home Insurance
  • Hospitals
    • Professional Indemnity
    • Property Insurance
    • Public Liability Insurance
    • Money Insurance
    • Comprehensive Package Insurance
  • Knowledges
    • Doctors
      • Do’s
      • Don’t
      • Bail & Anticipatory Bail
      • How to Prevent Mishap
      • Supreme Court
      • Criminal Liability
      • Indemnity
    • Hospitals
      • Requirements for Hospital
      • Regulatory Requirements of Blood
      • Bio Medical Waste Management
      • Death in OT
      • Vicarious Liability
      • Risk Management
    • Acts
      • Sections of India
      • CPA
    • Case And Judgment Summaries
    • Press Release
    • Recent Medico-Legal Cases

Copyright © 2022 CoverYou All Rights Reserved

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In