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Why Covering Unqualified Staff Under Indemnity is Essential for Hospitals?

coveryouadmin by coveryouadmin
August 29, 2024
in Blog
Reading Time: 3 mins read
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Why Covering Unqualified Staff Under Indemnity is Essential for Hospitals?

In the healthcare sector, unqualified staff often play an important role in the patient care, they interact with patients more than doctors do on a daily basis. Nurses, ward attendants, technicians, and support staff are essential to the daily operations of hospitals.

From giving medications to managing routine tasks, these people are crucial to the functioning of medical institutions. However, the extensive involvement of unqualified staff can sometimes lead to medical negligence cases. Despite their good attention, their actions and decisions may not always align with established medical standards, potentially putting patient lives at risk. The consequences of such lapses can be devastating for hospitals, as evidenced by several high-profile incidents across the Indian health sector.

Cases of Medical Negligence

  1. Negligence by a Sweeper: A tragic incident reported by India Today occurred at a prominent hospital in Mumbai, where a family alleged that their two-year old son passed away after an 18-year-old sweeper injectedthe wrong injection. The anguished family restored to vandalism of hospital property and belongings, and the police authorities afterwards charged four individuals including the hospital owner, doctor, nurse, and sweeper in negligence case.
  1. Negligence by a Nurse: Another similar case from Punjab reported by Business Standard, a family claimed that their 12-year-old son died after a nurse mistakenly injectedthe wrong injection. After this, the authorities are investigating the case and looking at both prescribed medication and the injection given to the patient by the nurse.
  1. Negligence by ward-boy: The Indian Express reported a case of medical negligence at a prestigious hospital in Mumbai. In the incident a ward attendant mistakenly wrapped an unconscious patient in a sheet intended for a deceased individual. The ward boy had been instructed to prepare the body of the deceasedpatient, but mistakenly he covered the unconscious patient instead. Tragically, the unconscious patient passed away shortly after. The family filed a police complaint, accusing three doctors, two nurses, and ward attendants of negligence.

Importance of Indemnity for Unqualified Staff

As we all know in the hospitals, unqualified staff play an equally important role as doctors, significantly influencing daily operations and patient care. It is important for the hospitals as well to make sure these individuals are protected by an indemnity policy. This hospital indemnity policy in which unqualified staff has been covered offers essential financial protection and professional security, safeguarding both the staff and the institution from effects of medical negligence. By including unqualified staff in indemnity coverage, hospitals can protect their reputation and ensure that any lapses in care do not tarnish the standing of their doctors or the institution. This comprehensive approach to indemnity helps maintain high standards of care and support a secure working environment for all staff members of the hospital.

Secure Your Hospital and Staff with CoverYou’s Medical Establishment Policy

CoverYou India’s largest insurance broker for doctors, backed by 75+ medical associations supports more than 200,000 doctors and 20,000 hospitals nationwide. Our hospital indemnity policy offers extensive protection for both qualified and unqualified staff, ensuring that the practice of our health healers is safeguarded against uncertainty and various negligence risks. This policy includes valuable benefits such as discounted premiums for multi-year plans, out-of-court settlements, cashless claims, and 24/7 risk management. Additionally, you will have access to 10,000 senior medico-legal lawyers and 500+ senior doctor’s consultation within two hours and coverage for all legal notices. Choose CoverYou to secure your medical establishment with the most trusted insurance broker in the industry of insurance.

References:

https://www.google.com/amp/s/www.business-standard.com/amp/article/pti-stories/chandigarh-govt-hospital-orders-probe-into-death-of-12-year-old-boy-after-family-alleges-negligence-119111901418_1.html

https://www.google.com/amp/s/www.indiatoday.in/amp/cities/mumbai/story/toddler-dies-after-administered-wrong-injection-mumbai-hospital-news-1902726-2022-01-21

https://indianexpress.com/article/cities/mumbai/ward-boy-wraps-unconscious-patient-in-sheet-for-dead-he-dies/

Tags: CoverYou’s Professional IndemnityDoctors Professional IndemnityHospitals Indemnity Insurance
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Professional Indemnity- Our expertise lies in safeguarding the interest & reputation of our esteemed Medical Fraternity with our revolutionary product- Doctors Professional Indemnity Insurance. Given the complex & high-stakes nature of healthcare operations, doctors are certainly exposed to medical negligence risks at all times. It is very important to protect your high-responsibility profession with a Professional Indemnity Cover that will act as a safety net against any malpractice claim. Our Professional Indemnity is best suited for all your medical practice requirements. CoverYou’s Customised Professional Indemnity Insurance will not only safeguard your finances but also your hard earned reputation. We provide customised benefits exclusively tailored to meet the needs of Doctors & Hospitals. Our Professional Indemnity is guaranteed to provide comprehensive medical negligence coverage with an expert lawyer panel & renowned senior doctors present all across India. We are known to offer handheld support to our customers throughout their journey with us especially during claims!

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