IAP Suraksha Scheme

Yes, you can. The Scheme offers ₹10 Lakh complimentary coverage to all registered members, regardless of any existing policy you may have. This benefit is customized to support and safeguard every member, without exclusions.

Absolutely. Being an existing CoverYou policyholder does not affect your eligibility. You can still register under the Scheme and avail the ₹10 Lakh complimentary coverage at no additional cost.

Yes, you can, and in many cases, you should. As a doctor, the nature of your risk isn’t static. If your patient volume has increased, if you're performing more procedures, or if you’ve taken on a broader scope of clinical responsibility, your legal exposure has likely grown too. Upgrading your sum insured ensures that your coverage is aligned with the current reality of your practice, not the version of it that existed when you first bought the policy. It’s a practical adjustment, not just a precaution, and one that can make a crucial difference if you ever face a claim.

Yes. If you're currently insured with another provider, you can easily port your policy to CoverYou. We ensure continuity by preserving your retroactive date, and once the porting process is complete, you will also become eligible for the Suraksha Scheme benefits.

Once your registration is complete and the required documents (Aadhaar, PAN, and medical registration number) are submitted, your policy will be issued within 24 working hours. Our team ensures a smooth and prompt onboarding process.