You notified the insurer in January. It is now October. The matter has been listed twice and adjourned twice, and ...

The letter is two paragraphs long. It uses the word repudiated, cites a clause number, and does not explain itself. ...

There is no table. Not from IRDAI, not from the councils, not from any insurer that publishes its rating. You ...

It started as a favour. A patient asked, you had done the training, and it seemed a small extension of ...

A relative raised her voice at your reception desk in March. Nothing was filed. Nobody wrote anything down. You bought ...

Two quotes, side by side. Same insurer, same specialty, same excess. One says fifty lakh. One says a crore. The ...

You ask three people and get three answers. A colleague says fifty lakh is plenty. A broker suggests two crore. ...

The notice arrives on a Tuesday. By Friday you have an advocate, a retainer and an invoice carrying a number ...

Almost nobody discovers a gap in their cover while simply reading a policy. They typically discover it on the phone ...

Nobody actively reads it. It sits four or five pages deep into the policy wording. Specifically, it sits in the ...