Critical
Callers offering "special renewal discounts" far below market rates
An unrealistically cheap quote is the most common opening move. Verify the number before engaging.
Updated today
#AsliCoverYou · CoverYou Trust Center
It's always You first.
Trust only the real CoverYou.
Fraudsters posing as CoverYou are calling doctors with fake renewals, spoofed numbers and "discounts that expire today." This is the official CoverYou verification portal. Check any number here before you pay anyone. The asli CoverYou has exactly three official channels, a green Truecaller badge, and never collects premium in a personal account.
IRDAI Regd. Broker · License 825Truecaller Verified Business200+ medical associations5,00,000+ doctors consulted
Official Advisory
Advisory for Doctors & Our Valued Association Members
Dear Doctors,
Your trust is our greatest responsibility.
Please be aware that some individuals may attempt to impersonate the CoverYou brand and contact you with misleading renewal offers or policy-related communications.
CoverYou is the only authorized organization to provide your policy benefits and services. Before making any payment, sharing personal information, or acting on any policy-related request, please verify the caller through our official CoverYou channels.
If you receive any suspicious call, message, or communication claiming to be from CoverYou, kindly report it to us immediately.
Verify first. Trust only the real CoverYou.
Team CoverYou · Alexa Insurance Broker Pvt. Ltd. · IRDAI License No. 825
Supported by
✚Hospital Associations
✚Resident Doctors' Associations
✚Medical Colleges
✚Speciality Societies
✚Doctor Communities
✚Alumni Networks
Our impact
Every verified call is one less opportunity for fraudsters.
Live numbers from the Trust Center, growing every day, doctor by doctor.
2,487+Doctors Protected
₹4.8 CrFraud Prevented
1,923Fraud Calls Verified
387Fraud Numbers Reported
Figures updated daily from verification and report activity across the CoverYou Trust Center.
Official channels. Memorise these three
If it's not on this list, it's not us.
CoverYou contacts you from exactly three numbers. Every renewal call, every WhatsApp message, every support line. Fraudsters spoof numbers and use similar names, so anything else claiming to be CoverYou must be verified before you respond.
1600 322 835The only number CoverYou renewal calls come from · TRAI & IRDAI compliant service number
Calls from87967 04918Official renewal support on WhatsApp · tap to chat: "Hi, I want to renew"
WhatsApp1800-202-6900Toll-free customer support. Tap to call, free of charge
Toll-freeSales callsReceived only from CoverYou verified Truecaller numbers and CoverYou verified WhatsApp numbers, always with the green badge. Double check and verify before you engage.
Truecaller ✓Verify a number instantly
Start typing the number that called or messaged you, with or without +91, spaces or dashes. The result appears as you type.
Instant check against CoverYou's official channels. When in doubt, call the toll-free line 1800-202-6900 yourself before making any payment.
Verify the person too
Every asli advisor has an ID.
Every CoverYou advisor carries an official employee ID. Ask for it on any call or visit, then check it here. You will instantly see the advisor's name and whether they are currently an active CoverYou employee.
Remember: employment history is not current authorisation. Former employees claiming CoverYou affiliation is a known fraud pattern, so always check the ID, not just the name.
Verify a CoverYou employee
Enter the advisor's E-Code (with or without CY), or the one-time verification code they shared.
Instant check against CoverYou's employee records. When in doubt, call us free on 1800-202-6900.
10 seconds between you and a fraudster
What to do when a "renewal call" arrives.
You get a renewal call
A caller claims to be CoverYou: renewal due, discount available, urgency in the voice.
Verify the number here
Don't argue, don't decide on the call. Paste the number into the Trust Center. It takes 10 seconds.
Confirmed genuine or fake
Green means it's officially CoverYou. Red means it is not one of our channels.
✓ Genuine✕ Fake
Proceed, or report
Genuine: continue with confidence. Fake: don't pay, don't share OTPs. Report the number so we flag it for every doctor.
Know their playbook
How fraudsters operate, and how the asli CoverYou looks.
Side by side, the difference is unmistakable. Fraudsters spoof numbers and copy names, but they cannot copy the green tick, the official numbers, or the way we handle payments.
✕ Fraud
WhatsApp from a random mobile number
👤
+91 98XXX XXXXXNo verified badge · unknown number
Dr, your CoverYou policy is expiring TODAY! Renew at 80% discount, offer valid 1 hour only. Pay now: rahul4832@okbank · scan QR
Personal UPI ID, artificial deadline, no verified badge. Classic fraud.
✓ Official CoverYou
WhatsApp only from 87967 04918
✓
CoverYou ✓87967 04918 · Verified business account
Namaste Doctor, this is a renewal reminder from CoverYou. To review your policy or renew securely, our advisor will assist you. We never ask for payment to any personal account.
Green verified business account, one official number, payment only through company channels.
✕ Fraud
Call from an unknown 10-digit mobile
+91 98220 4XX17
Unknown number · India
No name · no badge · caller "knows" your old policy details
Knowing your policy details proves data leakage, not authorisation. Fraudsters also spoof numbers that look similar to official ones.
✓ Official CoverYou
Renewal calls only from 1600 322 835
CoverYou
1600 322 835 · Insurance
✓ Verified by Truecaller
1600-series service numbers are allotted by TRAI only to regulated entities
Green screen, brand name, logo and badge. A fraudster cannot obtain a 1600-series number. Sales calls also come only from CoverYou verified Truecaller numbers carrying the same green badge. Double check and verify.
✕ Fraud
SMS with a payment shortlink or QR
✉
CY-RENEWLLookalike sender ID
URGENT: Policy lapse in 2 hrs. Renew instantly bit.ly/cy-ren3w or scan QR to pay ₹8,499.
Shortlinks, QR codes and lookalike sender IDs pushing instant payment. Delete and report.
✓ Official CoverYou
We never demand payment via link or QR
✓
CoverYouOfficial communication
CoverYou never sends payment shortlinks or QR codes demanding instant premium. Unsure about any message? Call us free on 1800-202-6900 and confirm first.
When in doubt, you call us on the toll-free number, never the other way around.
The three moves of every scam
Sasta lalach. Jaldi ka pressure. Personal account.
Almost every impersonation call follows the same three moves. Recognise the pattern and the call falls apart on its own.
01
The too-cheap bait
"80% discount, sirf aaj ke liye." Genuine insurance pricing does not expire in an hour. An unrealistic quote is the hook, not a deal.
02
The urgency squeeze
"Policy aaj lapse ho jaayegi, abhi payment karo." Fear plus a deadline is designed to stop you from verifying. Pause. Verify. A genuine offer will survive 10 seconds.
03
The personal account ask
Premium requested to an individual's UPI ID or savings account. This is the giveaway: company premiums never route through a person.
CoverYou will never do these. No exceptions.
✕Never ask for your OTP, CVV, card number or banking passwords on a call.
✕Never collect premium into a personal UPI ID, wallet or savings account.
✕Never call you about renewals from a random 10-digit mobile number.
✕Never pressure you with a "discount that expires today" to skip verification.
Doctors who paused and verified
"Thank God I checked before paying."
I almost renewed through a fraud caller. The discount felt too good. Thankfully I verified the number here first. It came up red.
RS
Dr. R. S.Orthopaedic Surgeon · Pune
The caller knew my old policy details, so I nearly believed him. The verification page showed the number was not CoverYou's. Reported it the same minute.
AM
Dr. A. M.Gynaecologist · Lucknow
I've forwarded this page to my entire resident doctors' group. Ten seconds of checking is now a habit before any renewal payment.
VK
Dr. V. K.Paediatrician · Hyderabad
Latest protection alerts
Recent patterns reported by doctors and verified by our team.
Warning
Callers using old policy details to appear legitimate
Data familiarity does not prove authorisation. Always verify the caller and the payment route.
2 days ago
Critical
Premium requested through personal bank accounts or UPI
Never transfer policy premium to an individual's UPI ID or savings account.
4 days ago
Community intelligence
Received something suspicious?
Share the number and what happened. One report may identify a wider pattern before another doctor receives the same call, and every flagged number strengthens the check above.
Report suspicious activity
Your report goes to CoverYou's protection team for review and flagging.
Community recognition
Become a Community Guardian.
Create your badge after sharing the page. It recognises doctors who help another doctor verify before they trust.
✓
Dr. Community Guardian
India
Helping doctors verify before they trust. #AsliCoverYou
Protect yourself.
Protect your colleagues.
One verification today can prevent someone else from losing their hard-earned money tomorrow.
Verify every renewal call. Report suspicious numbers. Share this page with your medical community.