Indian Medical Association (IMA)

IMA Insurance Health Benefits

750+ Members have trusted & registered under ISA Endorsed Insurances*

Covid-19 Home or Hospitalization expenses including consumables

No Room Rent or ICU Limit, No Sub-limits & 0% Copay

Critical illness Cover

Unlimited Reset Benefits for members

Air Ambulance along with Domestic Ambulance

Quick and cashless claim settlement with dedicated support team & approval processing in just 25 minutes

No Claim Bonus Protector cover

Port your existing policy or increase sum assured with super top up

Dedicated claim team for ISA Members

Domicillary Hospitalization

Day care procedures

Pre & Post Hospitalisation

In Patient AYUSH Hospitalization

Donor Expenses

Wellness Program Applicable

Renewal Benefits (Additional Sum Insured)

Complimentary Health Check Up Coupons






Benefits


Covid 19

Our health plan covers hospitalisation expenses on account of COVID-19. We understand that currently the preferred health plan is the one that secures your family against the pandemic.

No capping

Our family insurance covers the charges even for a private ward. So if you need your privacy for a speedy recovery,

Critical illness cover

The customer can opt for Critical Illness Cover covering specified Critical Illnesses / medical procedures

Unlimited reset benefits

We will reset up to 100% of the base Sum Insured unlimited times in a policy year in case the Sum Insured including accrued additional Sum Insured.

Air ambulance

Coverage up to the base Sum Insured for Air Ambulance expenses incurred to transfer the Insured Person following an emergency to the nearest Hospital.

Cashless claim

Get admitted in any one of our network hospital covering 6500+ hospitals to choose from

No claim bonus

10% extra sum insured awarded to you over your base sum insured for every claim-free year.

Domicillary Hospitalisation

Coverage for medical expenses in a situation where the Insured Person is in such a state that he/she cannot be moved to a hospital or the treatment is taken at home if there's a non-availability of room in the hospital.

Day Care procedure

All the medical expenses incurred while undergoing Day Care Procedures / Treatment which require less than 24 hours hospitalisation are covered. Due to Technological advancement of Medical.

Pre and Post Hospitalisation Expenses

Medical expenses incurred, immediately, 30 days before and 60 days after hospitalisation will be covered.

In Patient AYUSH Treatment

Expenses for Ayurveda, Yoga and Naturapthy, Unani, Siddha and Homeopathy (AYUSH) treatment only when it has been undergone in a AYUSH hospital or in AYUSH Day Care Center

Donor Expenses

Medical Expenses incurred in respect of the donor for any of the organ transplant surgery, provided the organ donated is for the insured person’s use.