{"id":1753,"date":"2025-07-08T05:21:13","date_gmt":"2025-07-08T10:51:13","guid":{"rendered":"https:\/\/www.coveryou.in\/blog\/?p=1753"},"modified":"2025-07-08T05:21:13","modified_gmt":"2025-07-08T10:51:13","slug":"%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered","status":"publish","type":"post","link":"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/","title":{"rendered":"\u20b93,648 Was Missing from the claim. Here\u2019s How It Was Recovered"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard. It was a regular reimbursement. Everything was submitted, the claim was processed, but \u20b93,648 was missing from the settlement. It was a small amount, but it was his money. The doctor&#8217;s son noticed the shortfall and reached out to <a href=\"https:\/\/www.coveryou.in\/\">CoverYou<\/a> on 4th April 2025 to help resolve the issue. That one call made the difference.<\/span><\/p>\n<h3><b>What was the issue?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The insurance company had already processed an earlier claim, but \u20b93,648 was left unpaid. They said the bills for that part of the amount weren\u2019t received. But the family had the bills. They just weren\u2019t submitted at the right time.<\/span><\/p>\n<h4><b>What CoverYou did<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">After speaking with the client, CoverYou began working on the case the same day. The team sent an email to ICICI Lombard asking to reopen the claim. This time, they also attached the bills that were missed earlier. There was no need for an argument. Just clear steps and communication. You stayed in touch with the insurance company and followed up regularly. Every time there was an update from ICICI, it was shared with the client. On 12th April 2025, ICICI Lombard confirmed that the remaining amount had been approved. By 13th April, the money was credited.<\/span><\/p>\n<h4><b>Final Claim status\u00a0<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">The claim was filed under an individual health policy issued by ICICI Lombard, bearing claim number 220101304836-2. The amount requested was \u20b93,648, which was also the final approved amount. The claim was settled through reimbursement, and the amount was credited on 13th April 2025.<\/span><\/p>\n<h4><b>Why this Case matters<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">The amount was small. But for the family, it was about being treated fairly. It was about getting back what was rightfully theirs. Sometimes insurance companies don\u2019t decline<\/span><\/p>\n<p><span style=\"font-weight: 400;\">claims, but they cut amounts quietly. In this case, the family didn\u2019t ignore it, and CoverYou helped them claim it back.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard. It was a regular reimbursement. Everything was submitted, the claim was processed, but \u20b93,648 was missing from the settlement. It was a small amount, but it was his money. The doctor&#8217;s son noticed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1754,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[120,128,416,126,417],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u20b93,648 was missing from the claim. Here\u2019s How It Was Recovered<\/title>\n<meta name=\"description\" content=\"On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.coveryou.in\/blog\/\u20b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u20b93,648 was missing from the claim. Here\u2019s How It Was Recovered\" \/>\n<meta property=\"og:description\" content=\"On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.coveryou.in\/blog\/\u20b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/\" \/>\n<meta property=\"og:site_name\" content=\"Professional Indemnity Insurance\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/coveryouindia\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-08T10:51:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.coveryou.in\/blog\/wp-content\/uploads\/2025\/07\/\u20b93648-Was-Missing-from-the-claim.-Heres-How-It-Was-Recovered-blog-ishaan-01.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"coveryouadmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/coveryouindia\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"coveryouadmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/\",\"url\":\"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/\",\"name\":\"\u20b93,648 was missing from the claim. Here\u2019s How It Was Recovered\",\"isPartOf\":{\"@id\":\"https:\/\/www.coveryou.in\/blog\/#website\"},\"datePublished\":\"2025-07-08T10:51:13+00:00\",\"dateModified\":\"2025-07-08T10:51:13+00:00\",\"author\":{\"@id\":\"https:\/\/www.coveryou.in\/blog\/#\/schema\/person\/0d9fee700f10c7757f60810ae6e92422\"},\"description\":\"On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.coveryou.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u20b93,648 Was Missing from the claim. Here\u2019s How It Was Recovered\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.coveryou.in\/blog\/#website\",\"url\":\"https:\/\/www.coveryou.in\/blog\/\",\"name\":\"Professional Indemnity Insurance\",\"description\":\"CoverYou\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.coveryou.in\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.coveryou.in\/blog\/#\/schema\/person\/0d9fee700f10c7757f60810ae6e92422\",\"name\":\"coveryouadmin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.coveryou.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/da9a020db352dd2408884891cfdb9d3d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/da9a020db352dd2408884891cfdb9d3d?s=96&d=mm&r=g\",\"caption\":\"coveryouadmin\"},\"description\":\"Professional Indemnity- Our expertise lies in safeguarding the interest &amp; reputation of our esteemed Medical Fraternity with our revolutionary product- Doctors Professional Indemnity Insurance. Given the complex &amp; high-stakes nature of healthcare operations, doctors are certainly exposed to medical negligence risks at all times. It is very important to protect your high-responsibility profession with a Professional Indemnity Cover that will act as a safety net against any malpractice claim. Our Professional Indemnity is best suited for all your medical practice requirements. CoverYou\u2019s Customised Professional Indemnity Insurance will not only safeguard your finances but also your hard earned reputation. We provide customised benefits exclusively tailored to meet the needs of Doctors &amp; Hospitals. Our Professional Indemnity is guaranteed to provide comprehensive medical negligence coverage with an expert lawyer panel &amp; renowned senior doctors present all across India. We are known to offer handheld support to our customers throughout their journey with us especially during claims!\",\"sameAs\":[\"https:\/\/www.coveryou.in\/blog\",\"https:\/\/www.facebook.com\/coveryouindia\",\"https:\/\/www.instagram.com\/coveryouindia\/\",\"https:\/\/twitter.com\/https:\/\/twitter.com\/coveryouindia\/\",\"https:\/\/www.youtube.com\/channel\/UCbE5aMVxc7EjS9J-BtI9c3Q\"],\"url\":\"https:\/\/www.coveryou.in\/blog\/author\/coveryouadmin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u20b93,648 was missing from the claim. Here\u2019s How It Was Recovered","description":"On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.coveryou.in\/blog\/\u20b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/","og_locale":"en_US","og_type":"article","og_title":"\u20b93,648 was missing from the claim. Here\u2019s How It Was Recovered","og_description":"On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard.","og_url":"https:\/\/www.coveryou.in\/blog\/\u20b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/","og_site_name":"Professional Indemnity Insurance","article_author":"https:\/\/www.facebook.com\/coveryouindia","article_published_time":"2025-07-08T10:51:13+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/www.coveryou.in\/blog\/wp-content\/uploads\/2025\/07\/\u20b93648-Was-Missing-from-the-claim.-Heres-How-It-Was-Recovered-blog-ishaan-01.jpg","type":"image\/jpeg"}],"author":"coveryouadmin","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/coveryouindia\/","twitter_misc":{"Written by":"coveryouadmin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/","url":"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/","name":"\u20b93,648 was missing from the claim. Here\u2019s How It Was Recovered","isPartOf":{"@id":"https:\/\/www.coveryou.in\/blog\/#website"},"datePublished":"2025-07-08T10:51:13+00:00","dateModified":"2025-07-08T10:51:13+00:00","author":{"@id":"https:\/\/www.coveryou.in\/blog\/#\/schema\/person\/0d9fee700f10c7757f60810ae6e92422"},"description":"On 14th March 2025, a doctor from Ahmedabad had to make a medical claim under his health insurance plan from ICICI Lombard.","breadcrumb":{"@id":"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.coveryou.in\/blog\/%e2%82%b93648-was-missing-from-the-claim-heres-how-it-was-recovered\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.coveryou.in\/blog\/"},{"@type":"ListItem","position":2,"name":"\u20b93,648 Was Missing from the claim. Here\u2019s How It Was Recovered"}]},{"@type":"WebSite","@id":"https:\/\/www.coveryou.in\/blog\/#website","url":"https:\/\/www.coveryou.in\/blog\/","name":"Professional Indemnity Insurance","description":"CoverYou","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coveryou.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.coveryou.in\/blog\/#\/schema\/person\/0d9fee700f10c7757f60810ae6e92422","name":"coveryouadmin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.coveryou.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/da9a020db352dd2408884891cfdb9d3d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/da9a020db352dd2408884891cfdb9d3d?s=96&d=mm&r=g","caption":"coveryouadmin"},"description":"Professional Indemnity- Our expertise lies in safeguarding the interest &amp; reputation of our esteemed Medical Fraternity with our revolutionary product- Doctors Professional Indemnity Insurance. Given the complex &amp; high-stakes nature of healthcare operations, doctors are certainly exposed to medical negligence risks at all times. It is very important to protect your high-responsibility profession with a Professional Indemnity Cover that will act as a safety net against any malpractice claim. Our Professional Indemnity is best suited for all your medical practice requirements. CoverYou\u2019s Customised Professional Indemnity Insurance will not only safeguard your finances but also your hard earned reputation. We provide customised benefits exclusively tailored to meet the needs of Doctors &amp; Hospitals. Our Professional Indemnity is guaranteed to provide comprehensive medical negligence coverage with an expert lawyer panel &amp; renowned senior doctors present all across India. We are known to offer handheld support to our customers throughout their journey with us especially during claims!","sameAs":["https:\/\/www.coveryou.in\/blog","https:\/\/www.facebook.com\/coveryouindia","https:\/\/www.instagram.com\/coveryouindia\/","https:\/\/twitter.com\/https:\/\/twitter.com\/coveryouindia\/","https:\/\/www.youtube.com\/channel\/UCbE5aMVxc7EjS9J-BtI9c3Q"],"url":"https:\/\/www.coveryou.in\/blog\/author\/coveryouadmin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/posts\/1753"}],"collection":[{"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/comments?post=1753"}],"version-history":[{"count":1,"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/posts\/1753\/revisions"}],"predecessor-version":[{"id":1755,"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/posts\/1753\/revisions\/1755"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/media\/1754"}],"wp:attachment":[{"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/media?parent=1753"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/categories?post=1753"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coveryou.in\/blog\/wp-json\/wp\/v2\/tags?post=1753"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}